Lumba was born Charles Kwadwo Fosu on the 29th of September 1964 in a village called Nsuta Amangoase in the Sekyere Central District, near Mampong in Ashanti Region.
His father, Owoahene Kwadwo Fosu, a teacher, died when Daddy Lumba was only a child. His mother, Comfort Gyamfi, popularly known as Ama Saah, was also a teacher.
She died in 2001 in Kumasi. Her death was a devastating blow to Lumba as she was literally everything to him. Many of Daddy Lumba’s songs, including ‘Anidasoɔ Wɔhɔ Ma Obiara’, ‘Ohia Asɛm’, Ɛmmere Pa Bɛba’, ‘Agya Bi Wua Agya Bi Tease’ were dedicated to her.
He is married with five children.